Wednesday, January 2, 2013

Samsung's possible Galaxy M Pro sequel poses for the camera, may hang on to Android 4.0

Samsung's possible Galaxy M Pro sequel poses for the camera, may hang on to Android 40

Samsung's Galaxy M Pro is one of the few widely distributed, fixed-QWERTY smartphones available for the Android world, but cutting edge it's not: the messaging phone originally shipped with Android 2.3 just as 4.0 was about to take center stage. It may be nearing a sorely needed update. Blog of Mobile has followed up a June FCC filing for an unannounced GT-B7810 with some purported details and photos for the same device. Most of the change is reflected on the outside: aside from a similar 480 x 360 display, it could have a considerably fresher metal-effect design. The improvement on the inside is tougher to reckon. While there should be a 1,200mAh battery, HSPA 3G and a micro-SIM slot, the only major upgrade claimed here is the shift to Android 4.0, or just enough to stay on the trailing edge. That is, assuming the B7810 launches at all. Having spent more than half a year in limbo, the budget-focused phone may be out of step with the modern market unless there's a pre-release update in store.

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Source: Blog of Mobile (translated)

Source: http://www.engadget.com/2013/01/02/samsungs-possible-galaxy-m-pro-sequel-poses-for-the-camera/

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Tuesday, January 1, 2013

Top 6 Tips While Negotiating a Lease Buyout - Basic Finance Care

Car loans with both damaged credit and bad credit are available nowadays in which you can get the loan even if you are having a bad credit. The people seeking for the repair bad credits with the car loans can get help here. You can even lower the monthly payment of your car to save much more over the auto loan with a refinancing in better rate. You can apply for this in online mode and save your money and time as well.

Lease Buyout

Lease Buyout

Negotiating the leases buyout

Many people go for leasing out their auto and cars so that they can trade it to upgrade. When the lease is about to expire, you will find that this is helping you in saving your money by keeping the car. At this time you are having the option to negotiate a buyout on your lease. You can also have the option for buying out the lease in case of any damage to the car or even in excessive miles which will require extra fees, pay and penalty.

Some agencies also have inventory of cars which are pre owned such as trucks, SUVs and many more so that you have enough choices once you get an approval for your loan. There is continuous up gradation of inventories every now and then, thus it is easier for you to make the right choice for yourself by going through all the available options.

Tips for negotiating lease buyouts

Here are some tips which can help in negotiating which leasing buyouts of cars and autos ?

  • Reading the lease contract ? according to some of the leading lease giving companies one cannot buy out lease during the certain time period of the contract. It may be at the beginning or end of the contract. It can also be made in between or during the contract. Therefore it is recommended that one should always read the terms and conditions of the contract properly and carefully before applying.
  • Present condition of the car ? there are certain factors which are taken into account when leasing such as the car damages and the number of miles you have driven. You might have to pay an extra amount for any kind of damage done to the car. At the same time if you have driven your car for two long miles or distances you would have to pay more for it. So you must keep your intentions well hidden from the leasing company.
  • Research on the website ? you must research the actual worth of the car before making your decision for leasing. The contract includes all the details about the car?s residual value when the lease ends. So you must decide beforehand what should be your upper limit for the negotiation so that you don?t pay an unnecessary extra amount just out of temptation.
  • Talk to the lease company ? you must ensure that you have enough time for negotiating your lease. For this purpose you can call up the company?s authorized representatives and ask for certain time to plan for the negotiation.
  • Negotiating with the representative ? in order to have enough room for negotiation one should begin with low price. In case the person on the other end does not give a favorable response, then you can give away your contact details along with certain time when will be available for contact.
  • Let the lease company call you ? when the company calls you it will either ignore or counter your offer. In case your offer is ignored you can call them back once again but only this time you must talk to some other person. Now if the company counters the offer you would have to make a choice whether it is acceptable or not.

The necessary things one should keep while planning on a lease are a telephone and the lease agreement in its original form.

Mark is one of the popular bloggers who have analyzed loans and lease buyout to every detail. He has also helped people through his useful blogs to make people aware about the numerous options and availabilities so that the customers will not take any wrong decisions.???

James is editor chief for Basic Finance Care, where he covers the latest industry news & finance advice. Prior to a life into writing, he worked as finance consultant, working in numerous positions. Check him in Google+

Tags: car loan

Source: http://basicfinancecare.com/top-6-tips-while-negotiating-a-lease-buyout.html

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When is the best time to invest in real estate? - 1836 Property ...

The obvious answer would be 30 years ago. Thus a 30 year mortgage would now be paid off and you?d have a cash flowing investment free and clear.
So what if you were tied up a bid 30 years ago or maybe you were only 5 years old. Well the answer for you my friend is NOW.
The Wall Street Journal is predicting a 3.4% rise in home values in 2013. Standard and Poor?s is predicting 5%! We always recommend buying for income and not appreciation however 4% on a $200,000 home is $8,000 or 8 LARGE to those of you in the money business. If you?re holding out waiting for a better scenario it?s not going to happen. Now is the time to solidify your financial future. Put 20% ? 25% down as required by your lender. Get a 15 year mortgage with approx. a 4% interest rate on an assumable loan and laugh your way to closer to retirement each time you repeat this process.
For expert real estate advice and the best property management team in Austin Texas call us today. At 1836 Realty & Property Management investors are our foundation. We?re here to build relationships that last a lifetime. Call us today to get started down your road to retirement.

Source: http://1836propertymanagement.com/2013/01/01/when-is-the-best-time-to-invest-in-real-estate-what-if-i-dont-know-how-to-manage-properties/

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2 Responses to Five Big Developments for Digital Health in 2013

I read with interest a few articles discussing predictions for digital health technologies for 2013.? One such amusing article in informationweek.com had some which were in more detailed described as ?By the end of 2013, the implementation of such a system will be ?only [five] years away from being a reality?? A truly welcomed breath of intellectual and reality-filled fresh air was furnished by an article by David Shaywitz in Forbes yesterday.? In the following space I would like to discuss a few predictions about areas of digital health that I myself consider important.

1.??? Globalization of digital health technologies. There are many countries developing digital health technologies at breakneck speed. Some are collaborating. The World Economic Forum?s Global Agenda Council on Digital Health is a starting point for the discussion on a political and economic level.? The Council is made up of political and business leaders.? I look forward to more collaborative efforts on a developmental level. There are many developers in India and Israel who are have American partners and I think there will be more from the EU when regulatory issues in the USA are clarified (see below).

2.??? Finalization of Regulatory Guidelines and Standards for mobile medical apps.? We have been waiting for the finalized guidance from the FDA pertaining to mobile medical apps.? Developers, investors, business partners, and healthcare strategists have been anticipating this important document. It has worldwide implications as it has been hinted at that the EU might adopt the same guidance. Also anticipated is the finalization of health, fitness, and medical app certification standards by Happtique which would then herald the initiation of its certification program. Once these occur, the emergence of apps on the scene will be accelerated. I look for 2013 to be a big year in this regard. I am totally realistic in saying that this will only be a beginning and not implying adoption.

3.??? Emergence of patient portals.? The beginning of implementation of Stage 2 Meaningful Use criteria which include patient portals is an extremely important development for 2013. It will be the first step in patient participation of their digital health information. The importance of patient portal adoption was discussed in a previous post of this author.

4.??? Clinical Studies.? There will be an acceleration of outcome studies of technologies ranging from EHR data tracking/analytics to remote patient monitoring and body sensors.? There has been a significant number of voices discussing the importance of proving that these technologies improve outcome and also decrease cost recently.? Even if outcomes are equivalent and cost reduction is significant, it would send a validating signal.

5.??? Development of business models.? Many of the emerging technologies of digital health do not fit neatly into established and traditional business models in healthcare.? Some technologies are consumer oriented, some span multiple business models because end users are in different sectors, and some do not understand how they can be monetized. 2013 will be a year in which I believe some new business models in the space will emerge.? Certainly new trails will be blazed in that regard.

So while these issues have been discussed before and I do not believe these predictions are revolutionary, I believe the time is here for some gelling of the ingredients of digital health.? The ingredients are determined, the guest list made, and the table set.? Let?s get cooking. Happy New Year to all.

David Lee Scher, MD is Director at DLS HEALTHCARE CONSULTING, LLC, uniquely concentrating in mobile health technology clinical research design and implementation. A former cardiac electrophysiologist, well-respected clinical trial primary investigator, human subject research committee (IRB) chairman, Medicare advisory committee member, Dr. Scher was also a medical device industry key opinion leader for 20 years. He is Board Certified in Internal Medicine, Cardiovascular diseases, and Clinical Cardiac Electrophysiology. A pioneer adopter of remote cardiac monitoring, he lectures worldwide promoting the benefits of mHealth technologies.

Source: http://davidleescher.com/2012/12/31/five-big-developments-for-digital-health-in-2013/

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Judge allows ban on funds to Planned Parenthood

AUSTIN, Texas (AP) ? A Texas judge has ruled that the state may cut off funding to Planned Parenthood's family planning programs for poor women.

The attorney general's spokeswoman, Lauren Bean, said Judge Gary Harger has ruled that Texas may exclude otherwise qualified doctors and clinics from receiving state funding just because they advocate for abortion rights. The state has long banned the use of state funds for abortion.

At issue Monday was whether Planned Parenthood and other abortion-rights groups could continue to provide preventive health care to poor women as part of the Women's Health Program. The program provides check-ups and birth control to 110,000 poor women and 48,000 of them go to Planned Parenthood clinics.

Planned Parenthood asked for a restraining order against enforcing the ban on them, arguing it violates state law.

Source: http://news.yahoo.com/judge-allows-ban-funds-planned-parenthood-182854910.html

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10 Ways to Generate Buzz and Market Your Business | Writer's Living

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I wrote a post the other day about the best way to market your book, writing career, or business. I said the best way to market your work is the way you will actually use. The thing you will actually do. It doesn?t matter if others give you a ton of other ideas for things you won?t do. All that matters is what you will do.

But I now want to give you specific ideas for marketing your book, writing, or business. I am sharing these ideas just in case you are scratching your head looking for a list of ideas for getting the word out about what you do. Having been a published book author and business owner for more than ten years, I?ve seen lots of marketing ideas. I?ve seen ideas that have worked for author friends or others I know in business. And those ideas that fell flat. I?ve tried ideas that didn?t work, and implemented ideas that worked beautifully.

What I?ve come to know is that two people (or businesses) can implement the same strategy or idea and can have vastly different results. That is because a lot of the success has to do with the level of commitment to the idea, how hard you are willing to work to make it happen, and how keen you are on evaluating the idea and tweaking it to along the way to get it just right.

I share more ideas in my ebook Turn Your Book into a Business, but this list gets you started on great, creative ways to market whatever it is you are selling.

So play around with these marketing ideas and see which ones really help you stand out.

No matter what marketing idea you choose, know that it won?t be a one-shot deal. Marketing a book, writing career, or business is tough work and requires commitment over a period of time. Even if your marketing idea is focused on a one-time event, it will still take commitment over the time leading up to the event to make sure it is successful.

Are you ready to market your way to success?

You can?t say you don?t have the ideas, because I?m giving you ten here.

So here you go.

Offline marketing ideas

1. Hold a signature event. We spent a lot of time talking about online promotion, but coming offline to do something really great is an excellent way to stand out and promote your book, writing career, or business. Hold a workshop, retreat, conference, or other event focused on your topic or your unique view of that topic. For instance, if you wrote a book called No More Tears, about healing the hurt of your past relationships, then hold a No More Tears retreat where you help attendees really focus on letting go of that hurt and seeing a brighter, tear-free day.

2. Start an organization. Is there a hole in your industry for a new association or organization? If you?ve written a book on a certain topic or you run a business related to solving a certain problem, then there is a good chance you have a certain amount of knowledge and expertise in that area. Maybe you need to bring people together to discuss the topic in more detail or to do more extensive work in this area. Your organization can be the place for this important work to happen.

3. Create a meetup. There are many online tools that can help you publicize your event and take it offline. LinkedIn, Facebook, and Meetup.com all offer ways to gather like-minded people around you.? This idea is listed under offline marketing ideas because while it uses online tools, the aim is to hold an offline meetup event.

4. Speak on your topic. I?ve written on this blog about using speaking to grow your business, but it bears mentioning again. Speaking allows you to have a captive audience to hear your message, and if you are speaking to the right group ? people who are interested in your topic ?, then you have? a good chance of coming out of that speaking engagement with book sales or a lead on some new business, as somebody is bound to ask for your card, invite you to speak elsewhere, want to do business with you, etc.

5. Hold a launch party or grand opening. If you are publishing a book, don?t miss the opportunity to have a launch party. This is a great way to create buzz around your book, gather your staunchest supporters, and get your book off to a strong start. The same works for a business. Even if you have been in business a while, you can still use this approach: Hold a party or event to mark a significant milestone.

Online marketing ideas

6. Run a blog. Run a blog related to your book, business, or whatever it is you want to promote or share with a wider audience. Your blog allows you to share helpful information, promote a cause, and bring people to your way of thinking. It?s not necessary that you blog every day, but you do want to blog often enough to ensure you regularly post new content.

7. Start an online group. You can use the same online tools I suggested for organizing an offline meetup to create an online group. Facebook, LinkedIn, Google +, and others allow you to create and maintain groups around a topic, organization, or common theme. So if you don?t feel like the work of organizing offline events, then an online group can be the thing to help you build authority in your area and work with like-minded people who are interested in what you are promoting or selling.

8. Team up with others. Reach out to others online in your niche, area, or industry. Get to know them and start promoting each others? blogs, websites, tweets, events, etc. Let this multiply your influence and impact.

9. Post to your social networks. Every marketing post I do most likely has a suggestion for using social media. That is because social media is just that important. If you are going to use the Internet to market your books, writing career, or business, you?ve got to include social media. Post to your social networks about important developments in your business, your latest book or project, as well as useful information, news, etc., about the industry. Invite your social media contacts to join your mailing list.

10. Join online groups related to your topic. Even if you don?t want to create an online group, you can be a part of one. Join a few groups that are related to your industry, book?s topic, etc. But don?t start spamming the group with sales messages or constantly posting about what you do. Instead, get to know the culture of the group. Post helpful, meaningful comments or feedback. If you regularly post helpful and useful information, you become known for being a useful and helpful resource.

Now you have ten great ways to market your book, writing career, or business. You can have a successful freelance business or a good book writing career, if you do good work and market it so others know how to find it.

Which idea will you implement?

?

Source: http://writersliving.com/marketing/how-to-market-your-book-or-business

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In your town: What's going on in your community

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Source: http://www.app.com/article/20121230/NJNEWS/312300031/1004/NEWS01&source=rss

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